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Bucks County Car Accident—Insurance Company Issues

Best practices when dealing with insurance companies after a car accident in Bucks County

There are two kinds of insurance adjusters who may be in contact with you after an accident—those from your own auto insurance company and those from others involved in the accident. There are important things to know when dealing with either kind.  This information, provided by the Pennsylvania Bucks County car accident attorneys at the law office of Paul R. Weber, Attorney at Law, may help you to protect your interests and get the help you need from the insurance company after a car accident injury in Bucks County.

Dealing with your insurance company

Whether or not the accident is your fault, you are entitled to the insurance benefits you have paid for with your monthly premiums.  Call them and ask your agent what your policy covers.  If you cannot find your policy, ask for an updated copy and read it.  Your claim is handled by adjusters who conduct investigations into your accident and determine how much you should get for your damages.

Dealing with other driver’s insurance adjusters

The most important thing you need to know about the responsible party’s insurance company representatives is this—they are not on your side. They are friendly, but they are not your friend.  At the law offices of Paul R. Weber, we can negotiate with insurance adjusters on your behalf.  As your legal representative we can protect you from the deception and manipulation of insurance adjusters.

Before or after you make known your intention to file a claim, the responsible party’s insurance adjuster may contact you.  The more obvious it is that the driver they represent is at fault, the more kind and compassionate they will be.  This is because the responsible party’s liability insurance makes the insurer liable for damages.  Therefore their job is to win you over, to secure your trust, and to get you to sign away your right to sue in exchange for receiving a payment that is as low as they think you will agree to.  Any compassion they exude at this point is merely a slick performance designed to make you as agreeable as possible to a Bucks County car accident injury settlement that is beneficial to them, not you.

To protect your interests and get a fair result from adjusters—

  • Keep an even keel—While you may be upset about what happened, be courteous and level-headed to gain their respect.  They may conclude that your even-tempered demeanor may influence the courts in a lawsuit.
  • Get their information—Ask for full contact information from the adjuster, including name, phone numbers, company name, and who he or she represents.  While this may sound like busy work, it is helpful in a crash with multiple parties, in which you may be dealing with multiple adjusters.
  • Share only the basics—They will want more information about you than just your name and address, but politely give them no more.
  • Do not talk settlement—Adjusters often try to get you to settle your claim quickly.  Kindly decline and let them know that they need to have this discussion with your car accident lawyer in Bucks County.  First settlement offers are often ludicrously insufficient to protect your interests.  Let your Bucks County car accident attorney handle all settlement discussions to ensure the best possible outcome.
  • Sign nothing—Never sign anything from a responsible party’s insurance adjuster or insurance company without first talking with your Bucks County car accident lawyer.

Seek advice from an experienced car accident attorney in Bucks County

For many reasons, it is best if you immediately get legal representation from the law office of Paul R. Weber for your Bucks County car accident lawsuit.  Please call us at 888-894-1699, or fill out our online contact form to discuss how we can help.


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